coral connects commerce communities
insights & blog

payments knowledge,no jargon

practical thinking on payment orchestration, routing, compliance and fintech, written by people who have spent decades inside the industry. everything we publish is grounded in the problems our clients actually face.

all articles
Payment orchestration in Africa — market penetration and challenges
africa

payment orchestration in Africa, challenges, demographics & outlook

54 countries, 2,000+ languages, and the world's fastest-growing mobile money market. rolling out payments across Africa requires a fundamentally different approach to a western gateway architecture.

Payment orchestration by channel — card, wallet, mobile money, accounts
orchestration

payment orchestration by channel, how routing works in practice

card, wallet, mobile money, account-to-account, each payment channel has its own routing logic, failure modes and recovery paths. this short read explains how coralcommerce manages each one.

Payment fees and commercials — how coralcommerce structures its pricing
commercials

payment fees & commercials, one fee for the life of your agreement

most payment platforms layer fees at every level. coralcommerce takes a different approach, one single shared-risk fee for the life of your agreement, billed in arrears. here is how that model works and why it exists.

Payment subscriptions and churn prevention strategies
subscriptions

payment subscriptions & churn, what actually works

churn in subscription businesses is rarely about price, it is about failed payments, poor renewal flows and surprise billing. this article covers the practical strategies that keep customers and reduce involuntary churn.

Building payment checkouts — planning and development guide
checkouts

building payment checkouts, a planning & development guide

a well-designed payment checkout is one of the most commercially valuable things a business can build. this guide covers the decisions, trade-offs and technical considerations that make the difference between a checkout that converts and one that does not.

Securing payment checkouts — PCI DSS compliance and audit guide
compliance

securing payment checkouts — PCI DSS compliance & audit readiness

pci dss audits are annual, invasive and disruptive. orchestration services like coralcommerce significantly reduce the scope of what you need to audit. this guide explains how to approach security for your checkout and what using a hosted orchestrator actually covers.

Jan (JP) and Susan Bailey, CoralCommerce America LLC, Rockwall, Texas
north america

payment orchestration in North America, no money transmitter license required

the world's largest card market, deep ACH rails and real-time payments, served without CoralCommerce ever holding client funds. how US and Canadian businesses work with us, and who represents us on the ground in Rockwall, Texas.

Payment orchestration in the UK — Faster Payments, BACS and Open Banking
united kingdom

payment orchestration in the UK, Faster Payments, BACS & a 2000–2020 story

the team behind CoralCommerce has worked in UK payments since 2000, the platform launched in 2020. how Faster Payments, BACS, Open Banking and PSD2 fit into one orchestration layer, without CoralCommerce ever holding client funds.

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